This package focuses on creating a basic survival budget to manage expenses and meet essential needs during a short-term financial hardship.

 

• Identification of Essential Fixed Costs: Analysis of rent, utilities, insurance, and other fixed expenses.
• Identification of Essential Variable Costs: Analysis of raw materials, production costs, and other variable expenses critical for operations.
• Contingency Fund Calculation: Determination of the amount needed to create a financial buffer for unexpected expenses or emergencies.
• Debt Servicing Analysis (if applicable): Evaluation of debt obligations and strategies for managing debt during challenging times.
• Cash Reserve Calculation: Calculation of the amount needed to maintain a cash reserve for operational expenses in case of revenue shortfalls.

This package builds upon the Essential package but adds a cash flow forecast to provide a more comprehensive financial picture.

 

• All Elements of the Essential Survival Budget: Includes the identification of essential fixed and variable costs, contingency fund calculation, debt servicing analysis, and cash reserve calculation.
• Detailed Cash Flow Forecast for 6-12 Months: A detailed projection of cash inflows and outflows to anticipate financial needs and plan accordingly.
• Sensitivity Analysis for Various Scenarios: Analysis of how different scenarios (e.g., revenue fluctuations, cost changes) can impact cash flow and financial stability.
• Recommendations for Cost-Saving Measures: Suggestions for optimizing costs and improving cash flow efficiency.